Insurance and Billing

Insurance/Billing Policy
Patients must provide complete insurance information before being seen by Dr. Lloyd. This includes the name of the insurance carrier, address, your ID and/or group number. Your insurance card must be presented at the initial office visit. If your private health insurance carrier requires a paper referral, it is your responsibility to obtain a copy prior to your appointment with Dr. Lloyd. Present this paper referral at your initial visit.

Please be prepared to remit your required insurance co-payment, plus any outstanding balance on your patient account, when you check in for your appointment. Co-payments must be paid prior to being seen by Dr. Lloyd; there are no exceptions to this policy. The preferred method of payment is by check or credit card, but cash is also accepted (exact amount please, our ability to make change is minimal). All insurance claims will be submitted for you. You will receive a monthly statement which will show the status of your account with us. Any co-payments, deductibles or coinsurance balances are your responsibility. Insurance UCR (usual and customary) allowances will not be accepted as full payment by our office. If financial hardship is determined, a monthly payment plan can be established.

We make every effort to avoid turning over accounts to our collection agency, but we rely upon patient communication to advise us if there are problems with satisfying the bill.

Major Insurance Plans Accepted:
Anthem Blue Cross Blue Shield Of Wisconsin
Dean Health Plan
Humana, Inc.
Humana Choicecare Network
Humana Preferred Network
Medicare
Medicare Advantage Plans (most)
Trilogy Health Insurance
United Healthcare
WEA Trust
WPS
Aetna
Cigna
Prohealth Care Total Rewards Employee Health Benefit Plan
HPS
Arise Health Plan
Quartz
The Alliance
Unity
Interplan Health Group
iCare
Security Health Plan

The Practice Accepts A Number Of Other Insurance Plans Not Listed Above.
Each Patient Bears The Responsibility Of Checking With His Or Her Individual
Insurance Carrier To Verify If Dr. Lloyd Is An In-Network Provider Physician.
Please Call The Phone Number On Your Insurance Card To Determine This Information Before Making An Appointment With Our Office.